Fraud doesn't sample.
Neither do we.
Most businesses never check whether anyone is being paid who shouldn't be. Clarivus pairs 20 years of audit and fraud-examination experience with AI-powered analytics — testing 100% of your records, with every finding validated by a Certified Fraud Examiner.
Three reviews.
One senior expert.
No leverage model. No junior staff. Each review has a fixed scope, a fixed fee, and a signed report. Click any service to see a demonstration case: synthetic data with planted schemes, analyzed with our own platform. No client data is ever shown.
- Ghost employee & shared-bank-account tests
- Shell and employee-owned vendor detection
- Duplicate and split payments
- Approval-threshold avoidance
- Signed findings report & fraud-risk heat map
A mid-sized medical practice with clean external audits and no internal audit function: 600 records, $1.12M in vendor payments, a year of payroll.
33 raw exceptions narrowed to 5 schemes: a ghost employee ($113,061), a shell vendor ($34,950), an employee-owned vendor ($12,500), and duplicate payments ($19,796).
A CFE-signed report, an exception register, and the specific control fixes. Fixed fee, read-only, typically delivered within two weeks of receiving data.
- Vendor master vetting & related-party checks
- Invoice approval and segregation-of-duties testing
- Assessment receipt-to-deposit reconciliation
- Payroll & compensation integrity
- Board-ready report & control recommendations
A 20-unit association where the management company handled the money and the board saw summaries: 177 records tested.
Two ghost vendors sharing one PO Box ($32,800), personal work billed to the association ($5,970), and dues receipted but never deposited ($2,700). One person could create vendors, approve invoices and receive payments.
A board-ready findings report, vendor and deposit reconciliations, and control fixes: dual approval, vendor vetting, deposit tie-outs.
- Roster / job-to-payment reconciliation
- Void, refund and comp patterns by collector
- Cash-collection benchmarking across staff
- After-hours and off-system activity
- Collection-process redesign
A youth sports academy: 120 players, 4 coaches, $250 a month, some families paying their coach in cash. 2,836 attendance and payment records tested.
A $31,000 gap between tuition earned and recorded, 95% of it traced to one coach: seven players attending all year with no payment recorded, and 34 cash receipts voided after collection.
A findings report, a roster-to-payment reconciliation, and a collection process that closes the gap: no cash to staff, system receipts, monthly independent tie-out.
Why AI-powered analysis changes everything
Machine detection plus human judgment. AI surfaces the anomalies; a Certified Fraud Examiner decides which ones matter. This is how every Clarivus engagement is delivered.
Full-Population Coverage
Traditional audits sample 5–10% of transactions and hope fraud lands in the sample. Our AI analytics test 100% of your data population, so anomalies have nowhere to hide.
Zero Sampling RiskSimple & Non-Invasive
You provide read-only exports; the AI does the heavy lifting. No complex integrations, no system access, no credentials — clean data in, actionable intelligence out.
Zero FrictionExpert-Verified
Every AI flag is reviewed by a Certified Fraud Examiner before it reaches you. Machine detection plus human judgment means fewer false positives and findings you can actually act on.
CFE Validated"Fraud hides in the 95% of transactions nobody looks at. We built Clarivus so there is no such place."
How we work with every client
Every engagement follows the same disciplined process — structured, transparent, and built to deliver evidence-supported findings from day one.
Discovery & scoping
A confidential conversation to understand your situation and priorities. We define a clear scope, timeline, and deliverable — no ambiguity on either side.
Data collection & access
You provide records and exports in read-only format. We never hold credentials, execute transactions, or require direct system access — your data stays under your control.
AI-powered analysis
We analyze 100% of the data population — not a sample — surfacing anomalies and exceptions traditional manual review would miss, with dramatically faster turnaround.
Findings & risk rating
Every finding is documented, evidence-supported, and risk-rated — critical, high, medium, or low. Nothing included without substantiation; nothing significant omitted.
Formal written report
A professional report suitable for legal counsel, boards, audit committees, or regulators — with an executive summary for stakeholders who need the highlights.
Remediation & follow-through
A prioritized remediation roadmap alongside the report. An optional annual re-scan confirms resolved issues stay resolved.
Built for organizations that can't afford blind spots
20–200 employees, no internal audit
Medical and dental practices, contractors, staffing firms, distributors and family businesses whose external audit tests the financials, not fraud.
Boards that see summaries, not transactions
Independent review of vendors, invoices, assessments and deposits, whether finances are self-managed or run by a management company.
Staff collect the money
Sports academies, gyms and studios, home-services companies and restaurant groups where payments pass through people before they reach the system.
Small finance teams, high trust
Disbursement and payroll scans that give boards and funders an independent check on how money moves.
Referral and white-label partners
Specialized fraud analytics for your clients, delivered under your relationship. We don't do attest or tax work, so we never compete with you.
Proof of clean books
Independent assurance you can show boards and owners, and early warning on staff-level schemes inside your own operation.
Built on 20 years of institutional expertise
Clarivus Advisors is a boutique consulting practice offering independent, AI-powered fraud reviews to private companies, community associations, and cash-collecting businesses — headquartered in Boca Raton, Florida.
The practice combines deep credentialed expertise with modern AI tooling — the quality of a seasoned specialist at prices accessible to growing businesses that can't justify traditional consulting firms.
You get a 20-year expert personally on every engagement — never a junior associate — backed by AI tools that deliver the work faster and at lower cost than any traditional firm.
Before you reach out
Two ways. First, coverage: traditional firms sample 5–10% of transactions; our AI analytics test 100% of the population, so anomalies can't hide in the unexamined majority. Second, seniority: there is no leverage model here — the CIA·CFE·CAMS expert you meet is the person doing the work, at a fraction of big-firm cost.
No. Engagements run on read-only data exports you provide. We never hold credentials, never execute transactions, and never require direct system access. You decide exactly what to share, and data is used only for your engagement.
Each review is a fixed fee, quoted before you share any data, so there is no open-ended billing. Because AI does the heavy lifting and there are no junior associates on the bill, reviews cost a fraction of a traditional firm's fee. Scoping conversations are free and confidential.
Most analyses produce validated findings in days, not weeks. Remediation roadmaps for typical engagements are delivered within two to four weeks of receiving data — and an optional annual re-scan catches new anomalies early.
Yes. Every finding is documented, evidence-supported, and risk-rated, and reports are structured for use by legal counsel, boards, audit committees, and regulators. CFE-credentialed forensic work is designed to withstand scrutiny.
Ready for a forensic health check?
See what's hiding in the transactions nobody has looked at — before it becomes a crisis. Confidential, read-only, and faster than you expect.
Start a conversation
Whether it's a payroll and disbursement scan, an HOA review, or a cash-collection check, we're ready to help. All inquiries are handled with strict confidentiality.
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